6 Reasons to Get Chase Sapphire Preferred


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The Chase Sapphire Preferred® Card is arguably one of the most popular credit cards for people just starting to dive into travel rewards. That’s right. Sapphire Preferred offers a low annual fee, bonus tiers, flexible redemption options and many other benefits.

Even better, Chase has just reintroduced a larger 80,000 point sign up bonus at Chase Sapphire Preferred, which new cardholders can earn by spending $4,000 on the card within the first three months of account opening. That’s a great bonus on one of our favorite beginner travel credit cards.

And yet, there are several other reasons you may not know about to consider Sapphire Preferred. Let’s look at six benefits of Chase Sapphire Preferred to see why this card may be worth a place in your wallet.

1. That 80,000 Point Sign Up Bonus

While the new 80,000 point sign-up bonus on Chase Sapphire Preferred isn’t the highest bonus we’ve seen on this card, it is the highest sign-up bonus of any Chase Ultimate Rewards personal credit card right now. And there are so many things you can do with those points.

For example, you could redeem those 80,000 points for a four-night stay at the luxurious Grand Hyatt Baha Mar in the Bahamas. Or, if you prefer to use your points for air travel, 80,000 points can get you a round-trip ticket to Europe on United.

Best of all, points earned with Chase Sapphire Preferred never expire as long as you keep any Chase Ultimate Rewards credit card open, even one of the cards that don’t charge an annual fee. So you can always save your points now for a much-needed vacation later.

Click here to apply for the Chase Sapphire Preferred with a bonus of 80,000 points.

2. Redeem points even when you’re not traveling

If you’re not going to travel again yet, you can still use the points on this card for a host of other purchases you make at home, and at a great redemption rate, too.

Chase Sapphire Preferred cardholders earn 1.25 cents per point when they redeem points through the card’s “Pay Yourself Back” feature. The tool allows you to use points to pay for purchases you make on Airbnb and Away through awaytravel.com.

You’ll also earn 1.25 cents per point when you redeem Sapphire Preferred points for travel through the Chase travel portal. That means whether you redeem your points for travel or one of the “Pay Yourself Back” categories, the 80,000 points you earn with the current sign-up bonus are worth at least $1,000.

3. Great transfer partners

One of the best things about Chase Sapphire Preferred is its ability to transfer your points to any of the 14 airline and hotel loyalty programs that are Chase Ultimate Rewards partners.

AerLingus AerClub Air Canada airplane Air France KLM Flying Blue
British Airways Executive Club Emirates to the sky iberiaplus
JetBlueTrueBlue Singapore Airlines KrisFlyer Southwest Quick Rewards
United Mileage Plus Virgin Atlantic Flying Club
Hyatt World IHG Rewards Club Marriott Bonvoy

Points transfer from Sapphire Preferred to all of these programs on a 1:1 basis, meaning for every 1,000 points you transfer, you’ll earn 1,000 points or miles on the airline or hotel program.

While transferring points and using a partner program requires time and research, it allows you to potentially get much more value for your points when booking luxury travel, such as first or business class flights, or a resort stay. in an exotic destination.

Now, if you prefer simplicity when booking your travel itineraries, you may prefer to redeem your points directly through the Chase travel portal and earn 1.25 cents each. While this is less valuable than what you can potentially earn by transferring points to partners, for many, it’s an easier way to use your points.

But if you’re willing to strategize a bit and be flexible, you can create some pretty amazing travel itineraries by transferring points to a partner program.

Start earning points to fly first class with the Chase Sapphire Preferred.

4. Categories of bonuses and credits

Chase Sapphire Preferred earns 2 points for every dollar spent on travel (or 5 points total if purchased through Ultimate Rewards), 3 points on dining, select streaming services, and select online grocery purchases and 1 point per dollar on all other purchases. These are a pretty ideal set of bonus categories, plus many food delivery services also count as “dinner” in the Preferred.

But there’s also a relatively new annual credit on Sapphire Preferred: up to $50 toward hotel reservations when you book through the Chase Ultimate Rewards travel portal. If you can take advantage of this credit each year, you’re cutting the $95 annual fee in half, even before you take advantage of any of the card’s other benefits.

And Chase Sapphire Preferred has another cool perk. Right now, Sapphire Preferred cardholders get a free DoorDash DashPass membership for a minimum of 12 months, as long as they activate it before December 31, 2024. DashPass offers $0 shipping fees, 5% cashback. % on the collection order and other benefits. It’s a big plus if you can use DoorDash in your area.

5. Pairing Sapphire Preferred with other Chase credit cards

Combine Chase Sapphire Preferred points with other Chase Ultimate Rewards credit cards.

Chase Sapphire Preferred is one of several credit cards that are part of the Chase Ultimate Rewards points program, and if you have more than one of these cards, you can pool points from all of them into one big pool of points.

For example, Chase Freedom Flex℠ is advertised as a cash back credit card, but the cash back you earn is actually issued in points. So even though Freedom Flex is designed to earn 5% cash back in a set of bonus categories that rotate each quarter, you technically earn 5 points per dollar in those categories.

Now, if you only have Freedom Flex, the most you can get for your points is 1 cent each (which is like 5 points equals 5% cash back). But by also having Chase Sapphire Preferred, you can move your points from Freedom Flex to Sapphire Preferred and redeem them for an additional 1.25 cents per point for travel or with the “Pay Yourself Back” tool.

You can even transfer your accumulated points to any of Chase’s airline and hotel partners, but only if you have a Chase Sapphire Preferred or one of Chase’s other premium credit cards that charge an annual fee. That’s a great unique feature for a card that only charges $95 a year.

6. Travel benefits

Having a credit card with strong travel benefits will come in handy when you’re ready to hit the road again, and luckily, Chase Sapphire Preferred offers plenty of ways to not only save money, but protect you in the event of an unfortunate travel delay or cancellation. ride. situation.

When you use Sapphire Preferred to pay for your trip, you’ll have integrated trip cancellation insurance, baggage delay insurance and primary car rental insurance, and pay no foreign transaction fees. But our favorite benefit by far is protection against travel delays.

Thanks to travel delay coverage at Chase Sapphire Preferred, if your flight is delayed 12 hours or more or requires an overnight stay, you can be reimbursed up to $500 in reasonable out-of-pocket expenses for each family member booked on the reservation. Reasonable expenses include lodging, meals, transportation, and other necessary charges.

Even better, you’re covered even if you only pay for part of your flight with your Chase Sapphire Preferred. This means that if you’re using airline miles to book an award ticket, as long as you pay the taxes and fees for that award with your Sapphire Preferred, you’re still eligible for full travel delay protection coverage.

Rest easier on the go with Chase Sapphire Preferred.

Is Chase Sapphire Preferred Right For You?

Even putting aside the 80,000 point sign-up bonus offer, Sapphire Preferred is a top contender when it comes to travel credit cards, thanks to its bonus categories, valuable transfer partners, travel benefits and the unique opportunity to pay with points. . And even if you don’t have a trip on your mind right now, once a future travel opportunity comes along, you’ll be prepared with one of the best travel credit cards in your wallet and points to burn.

So if you’ve been thinking about getting a Chase Sapphire Preferred, grab one and get 80,000 bonus points plus all the great benefits of this classic travel credit card.

Apply now for the Chase Sapphire Preferred credit card with a bonus of 80,000 points.

Find out which cards CNN Underscored chose as our favorites travel credit cards currently available.

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